I'm 18, (female) and my parents need to figure out what car to get me for Christmas. I want to make the more responsible choice of them all. All would be 2015-2016 makes. My lasting choices are:
  Honda Crosstour
  Mini Cooper Clubman
  KIA Optima
  Jeep Wrangler Unlimited
  Chevy Impala  
  My parents are also paying for my gas and insurance until I get out of college, so is there anything that would make insurance lower? Maybe a color or something? Thank you and have a great day/night.
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What car would be the best option?