What are the options for someone who has purchased a car they can no longer afford?

A friend from school is in a pickle. She bought herself a 2015 Honda Civic in December of 2014. I guess her payments are $560/ month. She lost her job, and can no longer afford the payments. What are her options? Tuesday, she went to a dealership to see if they could do anything to help, but they turned her away. She isn t eligible to refinance the car until after a year (December), and she can t hang on that long. If she voluntarily relinquishes the vehicle (repossess), is she still responsible for the debt? She knows that bankruptcy is an option, but obviously, this is a last resort. Any help or advice is appreciated.

Read more: What are the options for someone who has purchased a car they can no longer afford?