Sunday, March 27, 2016

What kind of car should I buy? I'm 20 years old making 35k a year in Los Angeles California?


Hey guys! I currently drive a Honda civic 2004, I've had it for about two years now, I financed it with a super high interest rate ( I wish I should have known better) and was able to pay it off. Now I reduced my car insurance to liability since the car isn't exactly the highest on Kelly blue book. The car has been running like a champ but until recently I'm finding myself repairing different things for the car every month, small things but I feel like this will amount up over time so I have been considering purchasing a vehicle. At first I wanted a Mustang 2015 (the car looks awesome) but doing the math with my car insurance I'd be paying about 800 dollars a month total for the car payment plus insurance so of course that's a no go for now due to my age:( currently I was thinking on getting a Honda Accord 2016, they seem elegant and super safe so my insurance, albeit high due to my age, wouldn't be as high as a Mustang due to its safety features, either a coupe of the four door. What do you guys think? A totally different car altogether? I am not able to get insurance with let's say my parents because the only other driver in the family is my step dad and we aren't exactly friends so he doesn't want to put me in his insurance. Please advise. Thank you!

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