I'm 20 years old and I don't really have any credit besides me paying my credit card bills. I belong to a credit union and since I don't have credit they let me qualify for a high school graduates program where I'm able to get a car for 12,000 and under. I found a car. It's 10,000. It's a 2008 honda accord with 100,000 miles. The credit union said I can get it with 600 down and 280 for 48 months. They also said they fix the car if some goes wrong with it. My second option is save 1000 for a down payment and go get me a newer car with a warranty. The payments may be higher but it depend on the car. Which deal is better?
Read more: What car deal is better for me?
